diff --git a/frontend/src/i18n/locales/en/admin/settings.ts b/frontend/src/i18n/locales/en/admin/settings.ts
index 531769eec..c08ca2ae5 100644
--- a/frontend/src/i18n/locales/en/admin/settings.ts
+++ b/frontend/src/i18n/locales/en/admin/settings.ts
@@ -153,7 +153,7 @@ export default {
           'Choose which client IP is used by API Key allowlists/denylists, admin audit logs, and session IP/UA binding',
         trustForwardedIp: 'Trust forwarded client IP',
         trustForwardedIpHint:
-          'Disabled by default. Enable only when the origin is reachable only through Cloudflare or Nginx reverse proxy. When enabled, API Key IP allowlists/denylists, admin audit logs, and session IP/UA binding use CF-Connecting-IP, X-Real-IP, or X-Forwarded-For, matching the request IP shown in usage records. Toggling this switch changes the IP fingerprint of existing sessions; with session binding enabled they must sign in again.'
+          'Enabled by default for upgrade compatibility. When enabled, raw CF-Connecting-IP, X-Real-IP, or X-Forwarded-For values take over server.trusted_proxies for client-IP resolution. Disable it to enforce the Gin trusted-proxy chain configured by server.trusted_proxies. Only enable takeover mode when the origin cannot be reached directly. Changing this switch changes existing session IP fingerprints.'
       },
       linuxdo: {
         title: 'LinuxDo Connect Login',
diff --git a/frontend/src/i18n/locales/zh/admin/settings.ts b/frontend/src/i18n/locales/zh/admin/settings.ts
index f656ac488..bfd3f139d 100644
--- a/frontend/src/i18n/locales/zh/admin/settings.ts
+++ b/frontend/src/i18n/locales/zh/admin/settings.ts
@@ -152,7 +152,7 @@ export default {
         description: '控制 API Key 白/黑名单、操作审计日志与会话 IP/UA 绑定使用哪个客户端 IP 判断',
         trustForwardedIp: '信任反代传递的客户端 IP',
         trustForwardedIpHint:
-          '默认关闭。仅在源站只允许 Cloudflare 或 Nginx 反代访问时开启；开启后 API Key IP 白/黑名单、操作审计日志与会话 IP/UA 绑定会使用 CF-Connecting-IP、X-Real-IP 或 X-Forwarded-For，与使用记录中的请求 IP 保持一致。切换本开关会改变已登录会话的 IP 指纹，开启会话绑定时现有会话需重新登录。'
+          '为保证升级兼容默认开启。开启后 CF-Connecting-IP、X-Real-IP 或 X-Forwarded-For 会直接接管客户端 IP 解析并覆盖 server.trusted_proxies；关闭后严格使用 server.trusted_proxies 配置的 Gin 可信代理链。仅在源站无法被直接访问时开启接管模式。切换会改变现有会话的 IP 指纹。'
       },
       linuxdo: {
         title: 'LinuxDo Connect 登录',
diff --git a/frontend/src/views/admin/SettingsView.vue b/frontend/src/views/admin/SettingsView.vue
index b2b1c760c..c5c898ee8 100644
--- a/frontend/src/views/admin/SettingsView.vue
+++ b/frontend/src/views/admin/SettingsView.vue
@@ -8393,7 +8393,7 @@ const form = reactive<SettingsForm>({
   turnstile_site_key: "",
   turnstile_secret_key: "",
   turnstile_secret_key_configured: false,
-  api_key_acl_trust_forwarded_ip: false,
+  api_key_acl_trust_forwarded_ip: true,
   // LinuxDo Connect OAuth 登录
   linuxdo_connect_enabled: false,
   linuxdo_connect_client_id: "",
diff --git a/frontend/src/views/admin/__tests__/SettingsView.spec.ts b/frontend/src/views/admin/__tests__/SettingsView.spec.ts
index 8f7396336..8b7ffb301 100644
--- a/frontend/src/views/admin/__tests__/SettingsView.spec.ts
+++ b/frontend/src/views/admin/__tests__/SettingsView.spec.ts
@@ -367,6 +367,7 @@ const baseSettingsResponse = {
   turnstile_enabled: false,
   turnstile_site_key: "",
   turnstile_secret_key_configured: false,
+  api_key_acl_trust_forwarded_ip: true,
   linuxdo_connect_enabled: false,
   linuxdo_connect_client_id: "",
   linuxdo_connect_client_secret_configured: false,
@@ -652,6 +653,34 @@ describe("admin SettingsView payment visible method controls", () => {
     expect(wrapper.text()).not.toContain("支付来源");
   });
 
+  it("loads and saves the forwarded client IP takeover switch", async () => {
+    getSettings.mockResolvedValueOnce({
+      ...baseSettingsResponse,
+      api_key_acl_trust_forwarded_ip: false,
+    });
+    const wrapper = mountView();
+
+    await flushPromises();
+    await openSecurityTab(wrapper);
+
+    const card = wrapper
+      .findAll(".card")
+      .find((node) => node.text().includes("admin.settings.apiKeyAcl.title"));
+    expect(card).toBeDefined();
+    const toggle = card!.get('input[type="checkbox"]');
+    expect((toggle.element as HTMLInputElement).checked).toBe(false);
+
+    await toggle.setValue(true);
+    await wrapper.find("form").trigger("submit.prevent");
+    await flushPromises();
+
+    expect(updateSettings).toHaveBeenCalledWith(
+      expect.objectContaining({
+        api_key_acl_trust_forwarded_ip: true,
+      }),
+    );
+  });
+
   it("links payment guidance to README sections instead of removed payment docs", async () => {
     const wrapper = mountView();