feat(pay):添加统一支付配置菜单

internal/logic/admin/permission.go

@@ -65,6 +65,15 @@ var predefinedPermissionGroups = []v1.PermissionGroup{
 			"order:view", "order:refund",
 		},
 	},
+	{
+		Name:  "payment",
+		Label: "支付渠道",
+		Permissions: []string{
+			// 渠道配置含商户密钥明文，独立于 system:* 权限点：必须显式授予才能
+			// 查看/修改支付渠道，避免"能进系统设置就能拿到收款密钥"
+			"payment:view", "payment:edit",
+		},
+	},
 	{
 		Name:  "audit",
 		Label: "审计日志",

internal/logic/admin/role.go

@@ -74,6 +74,11 @@ var tierPermissions = map[string]map[string][]string{
 		TierRead: {"order:view"},
 		TierFull: {"order:view", "order:refund"},
 	},
+	// 支付渠道只有查看/编辑两个动作，无删除档：密钥类配置宁可少放开
+	"payment": {
+		TierRead:    {"payment:view"},
+		TierOperate: {"payment:view", "payment:edit"},
+	},
 	"promo": {
 		TierRead:    {"promo:view"},
 		TierOperate: {"promo:view", "promo:create", "promo:edit"},
@@ -130,6 +135,7 @@ var tierPermissions = map[string]map[string][]string{
 var dangerousPermissions = map[string]string{
 	"billing:refund":       "可对任意租户钱包退款/调账",
 	"order:refund":         "可对订单发起退款到支付渠道",
+	"payment:edit":         "可修改支付渠道配置与商户密钥，直接影响线上收款",
 	"audit:read_sensitive": "可查看敏感数据访问日志",
 	"audit:clear":          "可硬删除全部拦截日志（不可恢复）",
 	"system:edit":          "可修改支付、汇率、存储、邮件等全站配置",

internal/middleware/rbac.go

@@ -215,11 +215,12 @@ var adminPermissionRules = []permissionRule{
 	{method: "PUT", prefix: "/api/admin/settings/", perm: "system:edit"},
 	// 配置连通性测试（对象存储 / 邮件）：会真实调用外部服务并可能发信，按写权限管控
 	{method: "POST", prefix: "/api/admin/settings/", perm: "system:edit"},
-	// Payment settings & channels (system scope)
-	{method: "GET", path: "/api/admin/payment-channels", perm: "system:view"},
-	{method: "PUT", prefix: "/api/admin/payment-channels/", perm: "system:edit"},
-	{method: "GET", path: "/api/admin/payment-settings", perm: "system:view"},
-	{method: "PUT", path: "/api/admin/payment-settings", perm: "system:edit"},
+	// Payment settings & channels：渠道配置含商户密钥明文，使用独立的 payment:*
+	// 权限点，与 system:*（系统设置）解耦，必须显式授予才能访问
+	{method: "GET", path: "/api/admin/payment-channels", perm: "payment:view"},
+	{method: "PUT", prefix: "/api/admin/payment-channels/", perm: "payment:edit"},
+	{method: "GET", path: "/api/admin/payment-settings", perm: "payment:view"},
+	{method: "PUT", path: "/api/admin/payment-settings", perm: "payment:edit"},
 	{method: "GET", path: "/api/admin/data-governance/settings", perm: "system:view"},
 	{method: "PUT", path: "/api/admin/data-governance/settings", perm: "system:edit"},
 	{method: "POST", prefix: "/api/admin/data-governance/", perm: "system:edit"},

web/admin/src/router/admin.ts

@@ -103,6 +103,12 @@ const adminRoutes: RouteRecordRaw[] = [
         path: 'payment-settings',
         redirect: { name: 'AdminSettings' },
       },
+      {
+        path: 'payment-channels',
+        name: 'AdminPaymentChannels',
+        component: () => import('@/views/finance/PaymentChannelsPage.vue'),
+        meta: { title: '支付渠道', perm: 'payment:view' },
+      },
       {
         path: 'redemptions',
         name: 'AdminRedemptions',

web/admin/src/views/AdminLayout.vue

@@ -403,6 +403,7 @@ const ALL_MENU_GROUPS = [
       { name: 'AdminPermissions', label: '角色权限', icon: IconSafe, superOnly: true },
       { name: 'AdminPlugins', label: '插件管理', icon: IconCodeBlock, perm: 'system:plugin' },
       { name: 'AdminSettings', label: '系统设置', icon: IconSettings, perm: 'system:view' },
+      { name: 'AdminPaymentChannels', label: '支付渠道', icon: IconIdcard, perm: 'payment:view' },
       { name: 'AdminFiles', label: '文件管理', icon: IconStorage, perm: 'file:view' },
     ],
   },

web/admin/src/views/finance/PaymentChannelsPage.vue

@@ -0,0 +1,175 @@
+<script setup lang="ts">
+import { ref, computed, onMounted, type Component } from 'vue'
+import { useRouter } from 'vue-router'
+import PageHeader from '@/components/PageHeader.vue'
+import request from '@/utils/request'
+import EpayChannelCard from './payment-channels/EpayChannelCard.vue'
+
+// 渠道类型 → 配置卡片组件映射：后端新增渠道类型时在此登记对应组件即可，
+// Tab 按后端返回的渠道列表生成；未登记的渠道类型选中后显示占位提示
+const channelCards: Record<string, Component> = {
+	epay: EpayChannelCard,
+}
+
+// 渠道中文名（侧栏 Tab 与占位提示展示用）
+const channelNames: Record<string, string> = {
+	epay: '易支付',
+}
+
+interface ChannelItem {
+	channel: string
+	is_enabled: boolean
+	config: any
+}
+
+const channels = ref<ChannelItem[]>([])
+const activeChannel = ref('')
+const loading = ref(false)
+const callbackBaseURL = ref('')
+const router = useRouter()
+
+onMounted(async () => {
+	loading.value = true
+	try {
+		// 渠道列表与支付设置并行拉取：回调地址是启用渠道的前置条件，为空时提示先去配置
+		const [chRes, settingsRes] = await Promise.all([
+			request.get('/admin/payment-channels'),
+			request.get('/admin/payment-settings'),
+		])
+		channels.value = chRes.data?.data?.list || []
+		callbackBaseURL.value = settingsRes.data?.data?.callback_base_url || ''
+		// 默认选中第一个渠道
+		if (channels.value.length > 0) activeChannel.value = channels.value[0].channel
+	} catch {
+		// 错误提示由拦截器统一弹出
+	} finally {
+		loading.value = false
+	}
+})
+
+const activeChannelItem = computed(() => channels.value.find(c => c.channel === activeChannel.value))
+
+function gotoPaymentSettings() {
+	router.push({ name: 'AdminSettings', query: { tab: 'payment' } })
+}
+</script>
+
+<template>
+	<div>
+		<PageHeader title="支付渠道" description="管理租户充值可用的支付方式，按渠道类型独立配置和启停" />
+
+		<!-- 启用任一渠道前必须先配置回调地址（后端保存时强校验），为空时提前引导 -->
+		<AAlert v-if="!loading && !callbackBaseURL" type="warning" class="callback-alert">
+			支付回调基础 URL 未配置，启用渠道前请先前往「系统设置 → 支付」完成配置，否则支付成功后无法回调入账。
+			<AButton type="text" size="mini" @click="gotoPaymentSettings">前往配置</AButton>
+		</AAlert>
+
+		<div class="channels-layout">
+			<!-- 左侧渠道 Tab：后端已注册渠道逐个列出，末尾固定一个「敬请期待」占位 -->
+			<div class="channels-sidebar">
+				<AMenu :selected-keys="[activeChannel]">
+					<AMenuItem v-for="ch in channels" :key="ch.channel">
+						{{ channelNames[ch.channel] || ch.channel }}
+					</AMenuItem>
+					<!-- 更多渠道接入开发中：禁用态占位，点击无响应 -->
+					<AMenuItem key="coming-soon" disabled>敬请期待</AMenuItem>
+				</AMenu>
+			</div>
+
+			<!-- 右侧当前渠道配置卡片 -->
+			<div class="channels-content">
+				<ACard :bordered="false">
+					<ASpin :loading="loading" style="display: block">
+						<template v-if="activeChannelItem">
+							<component
+								:is="channelCards[activeChannelItem.channel]"
+								v-if="channelCards[activeChannelItem.channel]"
+								:key="activeChannelItem.channel"
+								:initial-config="activeChannelItem.config"
+							/>
+							<div v-else class="unsupported-card">
+								{{ channelNames[activeChannelItem.channel] || activeChannelItem.channel }}渠道已注册，但当前版本暂未提供配置界面
+							</div>
+						</template>
+						<div v-else-if="!loading" class="unsupported-card">暂无可用支付渠道</div>
+					</ASpin>
+				</ACard>
+			</div>
+		</div>
+	</div>
+</template>
+
+<style scoped>
+.callback-alert {
+	margin-bottom: 16px;
+}
+
+.channels-layout {
+	display: flex;
+	gap: 24px;
+	align-items: flex-start;
+}
+
+.channels-sidebar {
+	width: 200px;
+	flex-shrink: 0;
+	background: var(--color-bg-2);
+	border-radius: 4px;
+	border: 1px solid var(--color-border);
+}
+
+.channels-sidebar :deep(.arco-menu) {
+	border-radius: 4px;
+	padding: 4px 0;
+}
+
+.channels-sidebar :deep(.arco-menu-item) {
+	border-radius: 4px;
+	margin: 2px 4px;
+}
+
+.channels-content {
+	flex: 1;
+	min-width: 0;
+	max-width: 1000px;
+}
+
+.unsupported-card {
+	padding: 20px;
+	border: 1px dashed var(--color-border-2);
+	border-radius: 4px;
+	color: var(--color-text-3);
+	font-size: 13px;
+	text-align: center;
+}
+
+/* 移动端：侧栏 Tab 转为顶部横向滚动条，内容区下沉为单列，避免 200px 固定侧栏挤压内容 */
+@media (max-width: 768px) {
+	.channels-layout {
+		flex-direction: column;
+		gap: 12px;
+	}
+	.channels-sidebar {
+		width: 100%;
+		position: sticky;
+		top: 0;
+		z-index: 5;
+	}
+	.channels-sidebar :deep(.arco-menu-inner) {
+		display: flex;
+		flex-wrap: nowrap;
+		overflow-x: auto;
+		padding: 4px;
+		/* 隐藏横向滚动条，保留可滑动 */
+		scrollbar-width: none;
+	}
+	.channels-sidebar :deep(.arco-menu-inner)::-webkit-scrollbar {
+		display: none;
+	}
+	.channels-sidebar :deep(.arco-menu-item) {
+		flex-shrink: 0;
+		white-space: nowrap;
+		margin: 0 2px;
+	}
+}
+</style>

web/admin/src/views/finance/payment-channels/EpayChannelCard.vue

@@ -0,0 +1,216 @@
+<script setup lang="ts">
+import { reactive, ref } from 'vue'
+import { Message } from '@arco-design/web-vue'
+import request from '@/utils/request'
+
+// 易支付渠道配置卡片：单例配置（每种渠道类型全平台一份），经
+// PUT /admin/payment-channels/epay 整体覆盖保存
+const props = defineProps<{
+	initialConfig: {
+		is_enabled: boolean
+		pay_address: string
+		merchant_id: string
+		merchant_key: string
+		pay_methods: { name: string; type: string; color: string }[]
+	}
+}>()
+
+const saving = ref(false)
+
+// 本地编辑副本：保存成功前不影响后端已生效配置
+const form = reactive({
+	is_enabled: props.initialConfig.is_enabled ?? false,
+	pay_address: props.initialConfig.pay_address ?? '',
+	merchant_id: props.initialConfig.merchant_id ?? '',
+	merchant_key: props.initialConfig.merchant_key ?? '',
+})
+
+// 支付方式以 JSON 编辑：各上游网关的 type 取值不一（alipay/wxpay 或站点自定义值），
+// 固定下拉无法穷举，直接编辑 JSON 数组最灵活
+const payMethodsJSON = ref(formatPayMethods(props.initialConfig.pay_methods))
+
+function formatPayMethods(methods: unknown): string {
+	return JSON.stringify(Array.isArray(methods) ? methods : [], null, 2)
+}
+
+// 解析并校验支付方式 JSON，非法时弹出对应错误提示并返回 null
+function parsePayMethods(): { name: string; type: string; color: string }[] | null {
+	let parsed: any
+	const text = payMethodsJSON.value.trim()
+	try {
+		parsed = text === '' ? [] : JSON.parse(text)
+	} catch {
+		Message.error('支付方式 JSON 格式无效，请检查是否为合法 JSON')
+		return null
+	}
+	if (!Array.isArray(parsed)) {
+		Message.error('支付方式必须是 JSON 数组，如 [{"name":"支付宝","type":"alipay","color":"#1677FF"}]')
+		return null
+	}
+	for (let i = 0; i < parsed.length; i++) {
+		const m = parsed[i]
+		if (!m || typeof m !== 'object' || !String(m.name ?? '').trim() || !String(m.type ?? '').trim()) {
+			Message.error(`支付方式第 ${i + 1} 项缺少 name 或 type 字段`)
+			return null
+		}
+	}
+	return parsed.map((m: any) => ({
+		name: String(m.name).trim(),
+		type: String(m.type).trim(),
+		color: typeof m.color === 'string' ? m.color : '',
+	}))
+}
+
+async function save() {
+	if (form.is_enabled) {
+		if (!form.pay_address.trim() || !form.merchant_id.trim() || !form.merchant_key.trim()) {
+			Message.error('启用易支付需完整填写网关地址、商户 ID 和商户密钥')
+			return
+		}
+	}
+	const methods = parsePayMethods()
+	if (!methods) return
+	saving.value = true
+	try {
+		await request.put('/admin/payment-channels/epay', {
+			config: JSON.stringify({ ...form, pay_methods: methods }),
+		})
+		Message.success('易支付配置已保存')
+		// 回填规范化后的 JSON，让界面与实际提交内容保持一致
+		payMethodsJSON.value = formatPayMethods(methods)
+	} catch {
+		// 错误提示由拦截器统一弹出（如启用时回调地址未配置的后端校验）
+	} finally {
+		saving.value = false
+	}
+}
+</script>
+
+<template>
+	<div class="channel-card">
+		<div class="channel-head">
+			<div>
+				<div class="channel-name">易支付</div>
+				<div class="channel-desc">聚合支付网关（支付宝/微信等），MD5 签名协议，直接对接网关无需第三方 SDK</div>
+			</div>
+			<div class="channel-switch">
+				<span class="switch-text">{{ form.is_enabled ? '已启用' : '未启用' }}</span>
+				<ASwitch v-model="form.is_enabled" />
+			</div>
+		</div>
+
+		<div class="channel-body">
+			<div class="form-grid">
+				<AFormItem label="网关地址" help="易支付网关根地址，系统在其后拼接 /submit.php 发起支付" class="field-full">
+					<AInput v-model="form.pay_address" placeholder="https://pay.example.com" allow-clear />
+				</AFormItem>
+				<AFormItem label="商户 ID" help="易支付商户 ID（pid）">
+					<AInput v-model="form.merchant_id" placeholder="例如 1001" allow-clear />
+				</AFormItem>
+				<AFormItem label="商户密钥" help="易支付商户密钥（KEY），用于 MD5 签名与回调验签">
+					<AInputPassword v-model="form.merchant_key" placeholder="商户密钥" allow-clear />
+				</AFormItem>
+				<AFormItem
+					label="支付方式"
+					help="JSON 数组：name=租户充值页显示名称；type=协议支付类型，按上游网关实际支持填写（alipay/wxpay 或自定义值）；color=徽章颜色（可选）。数组顺序即展示顺序"
+					class="field-full"
+				>
+					<ATextarea
+						v-model="payMethodsJSON"
+						:auto-size="{ minRows: 4, maxRows: 12 }"
+						class="pay-methods-json"
+						placeholder='[
+  { "name": "支付宝", "type": "alipay", "color": "#1677FF" },
+  { "name": "微信支付", "type": "wxpay", "color": "#00C250" }
+]'
+					/>
+				</AFormItem>
+			</div>
+
+			<div class="channel-footer">
+				<AButton type="primary" :loading="saving" @click="save">保存配置</AButton>
+			</div>
+		</div>
+	</div>
+</template>
+
+<style scoped>
+.channel-card {
+	border: 1px solid var(--color-border-2);
+	border-radius: 4px;
+	background: var(--color-bg-2);
+}
+
+.channel-head {
+	display: flex;
+	align-items: center;
+	justify-content: space-between;
+	gap: 12px;
+	padding: 14px 20px;
+	border-bottom: 1px solid var(--color-fill-2);
+}
+
+.channel-name {
+	font-size: 15px;
+	font-weight: 600;
+	color: var(--color-text-1);
+}
+
+.channel-desc {
+	font-size: 12px;
+	color: var(--color-text-3);
+	margin-top: 2px;
+}
+
+.channel-switch {
+	display: flex;
+	align-items: center;
+	gap: 8px;
+	flex-shrink: 0;
+}
+
+.switch-text {
+	font-size: 12px;
+	color: var(--color-text-3);
+}
+
+.channel-body {
+	padding: 20px;
+}
+
+.form-grid {
+	display: grid;
+	grid-template-columns: repeat(2, 1fr);
+	gap: 16px 28px;
+}
+
+.field-full {
+	grid-column: 1 / -1;
+}
+
+/* JSON 编辑区用等宽字体，多行结构更易读 */
+.pay-methods-json :deep(textarea) {
+	font-family: ui-monospace, SFMono-Regular, Consolas, 'Courier New', monospace;
+	font-size: 13px;
+}
+
+.channel-footer {
+	display: flex;
+	justify-content: flex-end;
+	margin-top: 16px;
+	padding-top: 14px;
+	border-top: 1px solid var(--color-fill-2);
+}
+
+/* 移动端：表单字段单列堆叠，头部说明与开关换行，避免内容被挤压 */
+@media (max-width: 768px) {
+	.channel-head {
+		flex-direction: column;
+		align-items: flex-start;
+	}
+	.form-grid {
+		grid-template-columns: 1fr;
+		gap: 12px;
+	}
+}
+</style>

web/admin/src/views/system/SettingsPage.vue

@@ -1,5 +1,6 @@
 <script setup lang="ts">
 import { ref, onMounted, type Component } from 'vue'
+import { useRoute } from 'vue-router'
 import { Message } from '@arco-design/web-vue'
 import PageHeader from '@/components/PageHeader.vue'
 import { useSettings } from './settings/useSettings'
@@ -41,6 +42,7 @@ const categoryMap: Record<string, Component> = {
 
 const categories = ref<SettingCategory[]>([])
 const activeTab = ref('')
+const route = useRoute()
 
 const { formValues, loading, saving, refresh, save } = useSettings(() => activeTab.value)
 
@@ -89,7 +91,9 @@ async function fetchCategories() {
 		const res: any = await request.get('/admin/settings/categories')
 		categories.value = (res.data?.data?.list || []).sort((a: SettingCategory, b: SettingCategory) => a.order - b.order)
 		if (categories.value.length > 0 && !activeTab.value) {
-			activeTab.value = categories.value[0].key
+			// 支持 ?tab=xxx 直达指定分类（如支付渠道页引导跳转支付分类）
+			const fromQuery = String(route.query.tab || '')
+			activeTab.value = categories.value.some(c => c.key === fromQuery) ? fromQuery : categories.value[0].key
 			await refresh()
 		}
 	} catch {